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Simple, Fast, Secure

ACH Payments for Single, Recurring, and B2B Transactions

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Straddle enables merchants to process authorized debits from a consumer or business checking account. Debits can be scheduled for a one-time charge or for recurring billing. Using a web-based interface and a PC, merchants can electronically deduct authorized payments from a client’s account for faster, safer processing.

  • Low cost: Since an ACH payment is not routed through the relatively expensive card networks, it tends to be a cheaper method for electronically transferring funds
  • High retention: Credit and debit cards expire, leading to involuntary churn. With an ACH transaction, a bank account is the source of funds and as such the risk of involuntary churn is significantly reduce.
  • Open to anyone: Anyone with a US bank account is able to pay via the ACH scheme. This includes both businesses and consumers.

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Flexible Program Options

Single ACH Debit

Process a one-time debit from a customer’s checking account with Single ACH Debit. The customer can authenticate over the phone or web

Recurring ACH Debit

Recurring ACH Debit allows merchants to schedule payments to occur on a regular basis. Transactions will process automatically on the scheduled dates. This program is ideal for businesses in property management and those offering monthly memberships or services.

B2B and B2C

Enjoy the capability of debiting business and personal checking accounts with Single or Recurring debits. The program is great for wholesalers, suppliers, and business services

Check Verification

heck verification provides the protection of reducing the risk of non-payment. Merchants can enjoy peace of mind knowing accounts are verified prior to submission. Guarantee ensures the merchant enjoys uninterrupted cash flow. Available for Single B2B and B2C debits.

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Integrated and Web-based ACH

Conveniently accept checks online or in your application

Straddle offers an integrated processing program that provides you the capability of accepting checks over the web. The consumer is able to initiate a debit payment for Bill Pay or e-commerce on a website or payment gateway. Significantly increase sales and earn repeat customers by offering this simple and convenient online payment option.

  • e-com transactions
  • Online reporting
  • Reduce risk & cost
  • Ideal for Bill Pay
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More Benefits


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Simple.

Fast.

Secure.

Improve Cashflow

Enjoy quick access to funds in as little as 1 business day

Process More

Set-up authorized debits for consumer or business accounts.

All-in-One Solution

Support multiple locations and use

Simplify Check Recovery

Automatic notification of non-sufficient funds
items

Eliminate Fees

Banking fees and paper check handling costs
are eliminated

Convenient Funding

Funds are electronically deposited into your
existing bank account (no separate account
required)

YOU MAY NEED TO KNOW

Frequently Asked Questions

What is ACH?

ACH (Automated Clearing House) is a network used for electronically moving money 
between bank accounts across the United States. It’s run by an organization called Nacha 
(previously NACHA - National Automated Clearing House Association), and may also be 
referred to as the ACH network.

What is an ACH Payment?

An ACH payment is a type of electronic bank-to-bank payment in the US. Payments via ACH 
are made through the ACH network, rather than going through the card networks such as 
Visa or Mastercard.

Who are ACH Payments for?

ACH payments are a type of electronic bank-to-bank payment in the US. ACH Direct Payments are worth considering by any businesses currently paying too much for credit card processing.

Are ACH payments expensive to accept?

No, they are not. ACH Direct Payments are useful because they're low cost, accessible to many American consumers, and help businesses retain their customers.